Data for Indicator 11.1.2 comes from Census Bureau's American Community Survey (ACS) estimates. The Census Bureau defined households with Selected Monthly Owner Cost as A Percentage of Income (SMOCAPI) or Gross Rent as A Percentage of Income (GRAPI) that is over 35% of household income (excluding units where SMOCAPI and GRAPI cannot be computed). SMOCAPI only includes the count of households where the owner is still paying a mortgage. SMOCAPI does not include households where the owner has paid off the mortgage.
